Hatch Blog

Welcome to the Hatch Blog, where the experienced mortgage brokers and advisors, at Hatch Online Mortgages, explore the ins and outs of the industry in Canada, especially the key factors that affect the local Ottawa market. We keep a close eye on current trends influencing mortgage rates, rules governing mortgage applications and eligibility, and a whole lot more interesting stuff relating to homeownership in Ottawa. The Hatch Blog is your trusted source for important mortgage developments on a national level, with a local focus. Stay tuned as our latest mortgage insights are hatched on our blog.

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Mortgage Rates Ottawa

The Importance of Getting a Great Mortgage Rate and Ideal Terms for the Hot Ottawa Housing Market in 2020

October 26, 2020 By Hatch Mortgages

Ottawa is a hot home seller’s market right now. This competitive situation, combined with uncertain financial times and the additional stresses of Covid, make it very important to not only get a great mortgage rate, but also terms and conditions that are (more...)

Mortgage Rates Canada

Trade Relations with China will Affect Canadian Fixed Mortgage Rates Going into 2020

December 21, 2019

The Canadian housing market continues to rebound in the last quarter of 2019, fueled in part by low mortgage rates, especially for fixed-rate mortgages, which are the preferred option for most Canadian (more...)

Mortgage Broker Canada

Advantages of Using an Experienced Mortgage Broker in Canada

October 11, 2019

Buying a house and applying for a mortgage is the one of the biggest financial decisions most Canadians will undertake. The number of choices in this entire process, coupled with the significant (more...)

Mortgage Rates Canada

Low Canadian Mortgage Rates Expected to Continue Amidst Trade War with China

August 9, 2019

Canadian fixed mortgage rates are currently at their lowest level in the past two years and the consensus among leading economists is that they will likely stay in a range, at or (more...)

Mortgage Broker Canada

What are the Best Ways to Lower Canadian Mortgage Costs?

June 11, 2019

Factors affecting Canadian mortgage rates are always in motion and tend to have a significant impact on housing markets across the country as well as the monthly mortgage payments that Canadians make. (more...)

Mortgage Rates Canada

Canadian Housing Market Off to a Slow Start in Spring of 2019… But There is Hope

April 26, 2019

The misery of an extended winter and the lingering effects of rising interest rates over the past year and a half, coupled with the mortgage stress test, have put a real damper (more...)

Mortgage Rates Canada

Rising Mortgage Rates and Increased Regulations Slow Canadian Housing Market in 2018… What’s in Store for 2019?

February 18, 2019

2018 was a dismal year for housing markets across Canada, especially in the GTA, as a combination of rising interest rates, a new mortgage stress test and economic uncertainty all took a (more...)

Mortgage Rates Canada

More Rate Hikes Could be in the Works for Canadian Mortgage Applicants

November 24, 2018

On October 24th, the Bank of Canada raised its overnight benchmark rate by another quarter point to 1.75 per cent, the fifth such increase since the summer of 2017, which is having (more...)

Mortgage Broker Canada

Supreme Court Denies TREB Appeal: Implications for GTA Housing Market

October 5, 2018

The past year has taken a severe toll on Canadian real estate markets, especially in vital areas such as the GTA. A new mortgage stress test, introduced in January, coupled with steadily (more...)

Mortgage Rates Canada

The Bank of Canada’s Short-Sighted Appetite for Rate Hikes Pinches Mortgage Applicants and Consumers

August 16, 2018

The Bank of Canada’s most recent rate hike on July 11, 2018, was telegraphed well in advance, with some economic arguments to support it, such as healthy employment and a rise in (more...)