Hatch Blog

Welcome to the Hatch Blog, where the experienced mortgage brokers and advisors, at Hatch Online Mortgages, explore the ins and outs of the industry in Canada, especially the key factors that affect the local Ottawa market. We keep a close eye on current trends influencing mortgage rates, rules governing mortgage applications and eligibility, and a whole lot more interesting stuff relating to homeownership in Ottawa. The Hatch Blog is your trusted source for important mortgage developments on a national level, with a local focus. Stay tuned as our latest mortgage insights are hatched on our blog.

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Mortgage Broker Canada

Impact of New Stress Test for Uninsured Mortgage Applicants

November 3, 2017

The latest round of mortgage regulations will create a “stress test” for everyone applying for a mortgage from a federally regulated lender to finance their home. The Office of the Superintendent of (more...)

Mortgage Rates Canada

Second Successive Rate Increase by Bank of Canada Impacting Canadian Home Owners

October 5, 2017

On September 6th, 2017, the Bank of Canada raised its key overnight lending rate by another 0.25 per cent, the second rate increase this summer. This past July, the central bank raised (more...)

Mortgage Broker Canada

Celebrate the New School Year with The Hatch Online Mortgages Colouring Contest!

September 1, 2017

As the days grow shorter and the unmistakable chill of fall fills the air, many of us are shifting gears from the timeless and relaxing days of summer to a new season (more...)

Mortgage Rates Canada

Bank of Canada Raises Key Rate for First Time in 7 Years – What Does This Mean for Variable Mortgage Rates?

August 23, 2017

This year we celebrate Canada’s 150th birthday as a sovereign modern-day democracy, favoured with a very high standard of living and a rock-solid reputation, at home and abroad. In fact, Canada ranked (more...)

Mortgage Broker Canada

Intense Flooding in Ontario, Quebec and B.C. Met with an Outpouring of Support from Canadians

June 7, 2017

As an experienced mortgage broker in Canada, Hatch is tuned in to the issues affecting homeowners across the country, which often go beyond mortgage rates and housing markets. This spring has been (more...)

Mortgage Broker Canada

What’s Driving Soaring Prices in Toronto Housing Market & How Are Governments Responding?

May 3, 2017

For the last couple of months, headlines in Ontario have been dominated by the risks posed with the current housing bubble in the GTA and the economic impact the bursting of such (more...)

Mortgage Rates Canada

Canadian Mortgage Rates: A Tale of Two Economies

March 31, 2017

The signs of economic optimism in Canada and the U.S. are becoming more prevalent as 2017 rolls along. The Canadian economy is uniquely tied to the economic performance of our American cousins. (more...)

Mortgage Broker Ottawa

Why are Variable Rate Mortgages on the Rise in Canada? What Can This Mean for You?

March 6, 2017

There are many factors when it comes to choosing a mortgage product that will suit your particular needs. Rates, terms, prepayment options, and switching penalties all need to be considered; which is (more...)

Mortgage Broker Ottawa

Impact of Liberal Government on Ottawa Housing Market

December 21, 2015

Now that the uncertainty of the federal election is behind us, there is a sigh of relief and a renewed sense of optimism for Ottawa’s largest employer, the federal public service. The (more...)

Mortgage Rates Ottawa

How Long Will Mortgage Rates in Canada Remain So Low?

October 5, 2015

Canada is one of the leading producers of natural resources such as oil. Many countries depend on us for our vital resources to fuel their growing economies, but this also means that (more...)