Tag Archives: mortgage stress test

Mortgage Rates Canada

Trade Uncertainty Dampens Prospect of Rate Increase by Bank of Canada

March 6, 2018

Many analysts are anticipating that our central bank will leave its key overnight lending rate unchanged at 1.25 per cent on March 7th. The appetite for another rate increase has diminished with (more...)

Mortgage Rates Canada

Rising Mortgage Rates Considered Biggest Risk to Canadian Housing Market in 2018

February 5, 2018

After only a month into 2018, many of us are still holding to our pledges, either by resolutions, wishes or perhaps just quiet determination, shared among a few people close to us, (more...)

Mortgage Broker Canada

Slowing Canadian Housing Market Expected for Early 2018

December 20, 2017

The many moving parts that constitute Canada’s economy are showing mixed signals for the first three quarters of 2017. Strong exports and a hot housing market powered our economy in the first (more...)

Mortgage Broker Canada

Impact of New Stress Test for Uninsured Mortgage Applicants

November 3, 2017

The latest round of mortgage regulations will create a “stress test” for everyone applying for a mortgage from a federally regulated lender to finance their home. The Office of the Superintendent of (more...)